NOTICE: Please read the payment, cancellations, and refunds policy set forth below, which are legally binding. By purchasing a membership, you acknowledge that you have read, understood, and agree to the terms in this policy. All users are responsible for reviewing this information before completing any payment.
This policy outlines our terms regarding payments, billing, cancellations, renewals, and refunds for memberships offered through Total Exposure, https://total-exposure.com (“website”), which is operated by Total Exposure, LLC (“Company”, “we”, “us”, or “our”). By subscribing to or purchasing any membership, you agree to the terms of this Payment, Cancellations, and Refunds Policy, along with our Terms and Conditions.
Payment Authorization
By purchasing a membership you authorize Total Exposure (and our third-party payment processor) to charge your designated payment method for the full amount of your purchase, including any applicable taxes or fees.
You confirm that you are authorized to use the payment method provided; the information you supply is true, accurate, and complete; and you will maintain sufficient funds or credit to cover your payments. All payments are processed securely through our payment partners (e.g., Stripe, PayPal, or other processors). We do not store full payment card details on our servers.
Accepted Payment Methods
We accept major credit cards, debit cards, and other forms of electronic payment as listed at checkout. Payment is due in full at the time of purchase or renewal.
Automatic Renewals
All memberships and advertising subscriptions automatically renew at the end of each billing cycle (monthly or yearly) unless canceled prior to the renewal date.
Renewal payments will be charged to your saved payment method automatically. You may cancel auto-renewal at any time by accessing your account settings or contacting us. Once a renewal payment has been processed, it is non-refundable. We may send renewal reminders as a courtesy, but you are responsible for managing your subscription status.
No Refund Policy
All payments made to Total Exposure are final and non-refundable. This includes early termination, dissatisfaction, failure to use the service, accidental purchases, or automatic renewals that were not canceled prior to the renewal date. Refunds or credits will not be issued under any circumstances unless required by law.
Cancellations
You may cancel your membership at any time through your account dashboard or by contacting us. Cancellations take effect at the end of your current billing cycle. You will continue to have access to your advertising features until your subscription expires. Once canceled, your membership will not renew automatically, and no further charges will occur.
Failed or Declined Payments
If your payment fails or is declined, we may attempt to reprocess the payment automatically. Your listings will be suspended or paused until payment is successfully processed.
Pricing and Taxes
All prices are listed in the United States Dollar (USD) and may be subject to applicable taxes, transaction fees, or currency conversion charges. We reserve the right to update our pricing, membership tiers, or account options at any time. Any price changes will apply to future billing cycles and not retroactively affect current subscriptions.
Chargebacks and Disputes
Submitting a chargeback or payment dispute without first contacting us may result in suspension or termination of your account. If you believe a payment was made in error, please reach out to us before initiating a dispute. We will review your case and attempt to resolve the matter promptly.
Promotional Offers
From time to time, we may offer promotional pricing, trial periods, or discounts. Unless otherwise stated, promotions are valid only for new members or the specified time period. After the promotional period ends, your membership will automatically renew at the regular rate.
Termination By Us
We reserve the right to suspend or terminate your account without refund if you violate our Terms and Conditions, submit unlawful or misleading content, or your account remains unpaid or inactive.
Changes to This Policy
We may update this Payment, Cancellations, and Refunds Policy from time to time. Any updates will be posted on this page with the revised effective date. Continued use of our Site and Services after such changes constitutes your acceptance of the new terms.
How to Contact Us
